Liability and Insurance

'To err is human', 'you can't make an omelette without breaking eggs', 'accidents will happen'. True enough, but what if it happens to you? An error in the execution of a contract, by you or the other party, an accident causing personal injury or material damage. What are the consequences, from whom can you recover the loss, can you limit your liability for compensation, what is the role of your general terms and conditions or those of the other party?

All these questions are examples of issues that call for a quick and adequate analysis and assessment of the case, as well as sound advice on the follow-up. Van Dam & Kruidenier can answer those questions. Every day we assess our clients' scope of liability, whether it arises from contract or from tort.

But even before the damage has been done, we can help you: an analysis of the risks posed by your business operations and the terms on which you work can be illuminating and give insight into your liability and how to avoid or limit that liability.

Liability issues often have insurance aspects: what policy covers what damage, how to respond to your insurer's refusal or the other party's refusal to provide cover, etcetera. After years of advising insured as well as insurers, including some of the leading insurers in inland shipping, Van Dam & Kruidenier knows the ropes.

Menno Braakenburg, Marius van Dam, Frits Bienfait, Bram Marcus and Peter van Dam will be happy to answer your questions about liability. Please contact Tim Roos about insurance.

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